{"id":109,"date":"2026-10-15T14:00:00","date_gmt":"2026-10-15T14:00:00","guid":{"rendered":"https:\/\/www.debidonner.com\/blog\/?p=109"},"modified":"2026-10-15T14:00:00","modified_gmt":"2026-10-15T14:00:00","slug":"mortgage-rates-arent-backing-down-yet","status":"publish","type":"post","link":"https:\/\/www.debidonner.com\/blog\/2026\/10\/15\/mortgage-rates-arent-backing-down-yet\/","title":{"rendered":"Mortgage Rates Aren\u2019t Backing Down Yet"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/debi-donner\/rates-baking-yet\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Mortgage rates are still holding steady near 7%, and for those of us working with buyers and sellers in the Kansas City area, that means affordability remains a challenge\u2014at least for the time being. Persistent inflation and the possibility of another Fed rate hike could put even more pressure on borrowing costs, especially with mortgage-backed securities spreads staying wide. A meaningful drop in rates will likely require consistent progress on inflation, greater stability in long-term yields, and more favorable signals from the Fed, along with tightened MBS spreads. For now, whether you&#039;re considering purchasing, investing, or refinancing, it\u2019s wise to plan around current rates as the baseline\u2014while viewing any future rate relief as a welcome bonus. As a Luxury Real Estate Specialist, I keep a close eye on these market forces to help clients in Johnson County and Greater Kansas City make informed decisions for their next move.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates are still holding steady near 7%, and for those of us working with buyers and sellers in the Kansas City area, that means affordability remains a challenge\u2014at least for the time being. Persistent inflation and the possibility of another Fed rate hike could put even more pressure on borrowing costs, especially with mortgage-backed [&hellip;]<\/p>\n","protected":false},"author":111,"featured_media":110,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-109","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.debidonner.com\/blog\/wp-json\/wp\/v2\/posts\/109","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.debidonner.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.debidonner.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.debidonner.com\/blog\/wp-json\/wp\/v2\/users\/111"}],"replies":[{"embeddable":true,"href":"https:\/\/www.debidonner.com\/blog\/wp-json\/wp\/v2\/comments?post=109"}],"version-history":[{"count":1,"href":"https:\/\/www.debidonner.com\/blog\/wp-json\/wp\/v2\/posts\/109\/revisions"}],"predecessor-version":[{"id":111,"href":"https:\/\/www.debidonner.com\/blog\/wp-json\/wp\/v2\/posts\/109\/revisions\/111"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.debidonner.com\/blog\/wp-json\/wp\/v2\/media\/110"}],"wp:attachment":[{"href":"https:\/\/www.debidonner.com\/blog\/wp-json\/wp\/v2\/media?parent=109"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.debidonner.com\/blog\/wp-json\/wp\/v2\/categories?post=109"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.debidonner.com\/blog\/wp-json\/wp\/v2\/tags?post=109"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}