States Where Middle-Income Earners Can Still Afford To Buy a Home

With the national median home price now at $403,200, many middle-income families—earning around $80,734—are finding it increasingly difficult to enter the housing market. I keep a close eye on affordability trends, and it’s noteworthy that there are still 10 states where the median home price ranges from $250,700 to $302,300, paired with lower-than-average living costs. While my focus is on the luxury market here in Johnson County and the Greater Kansas City area, understanding these broader trends helps me guide clients at every stage, from starter homes to dream estates. Staying informed about where affordability remains strong gives us all valuable perspective in a changing market.